Understanding License in Georgia’s Point System

Georgia’s Department of Driver Services (DDS) tracks driver behavior using a point system. Points are assigned for various traffic violations, ranging from 1 to 6 points per offense. The more severe the violation, the higher the points. For example:

Points stay on your record for two years from the date of the violation.

Consequences of Accumulating 6 Points

For Adult Drivers (Age 21 and Older)

• No Immediate Suspension: If you are 21 or older, accumulating 6 points does not automatically suspend your license. However, Georgia law mandates a suspension if you reach 15 points within a 24-month period.

• Warning Sign: Six points is a significant portion of the 15-point limit. It serves as a warning that further violations could quickly lead to suspension.

• Insurance Impact: Insurance companies regularly review driving records. Six points may flag you as a higher-risk driver, potentially leading to increased premiums or even policy cancellations.

• Employment Concerns: If your job requires driving, employers may view 6 points as a liability, which could affect your employment status or job prospects.

For Drivers Under 21

• Stricter Rules: Georgia imposes harsher penalties for young drivers. If you are under 21 and convicted of a single offense worth 4 or more points (such as reckless driving or passing a school bus), your license will be suspended for six months—even if it’s your first offense.

• Automatic Suspension: A 6-point violation will result in an immediate six-month suspension for drivers under 21.

• Long-Term Impact: A suspension at a young age can disrupt school, work, and social activities, and may have lasting effects on insurance rates.

For Drivers Under 18

• Even Stricter: If you are under 18, accumulating just 4 points in any 12-month period results in a six-month suspension.

Reducing Points on Your License

Georgia offers a way to reduce points and potentially avoid suspension:

• Defensive Driving Course: You can reduce up to 7 points from your record once every five years by completing a certified Driver Improvement (defensive driving) course. Submit your completion certificate to the DDS in person or by mail.

• Proactive Step: Taking this course not only helps lower your points but may also demonstrate to insurers and employers that you are committed to safe driving.

What Should You Do If You Have 6 Points?

1. Review Your Driving Record: Check your official driving record through the Georgia DDS to confirm the points and understand your status.

2. Consider a Defensive Driving Course: If you haven’t taken one in the past five years, this is your best option to reduce points and minimize risk.

3. Drive Cautiously: Avoid further violations. Even minor infractions could push you closer to suspension.

4. Consult with an Attorney: For serious violations or if you’re unsure about your options, consulting a traffic attorney can help you navigate the legal process and possibly reduce charges.

Key Takeaways

• Adults (21+): Six points is a warning, not an automatic suspension, but you’re close to the 15-point limit.

• Under 21: A single 6-point offense leads to an automatic six-month suspension.

• Under 18: Four points in 12 months triggers suspension.

• Insurance and Employment: Six points can raise insurance rates and affect job opportunities.

• Point Reduction: Defensive driving courses can help lower your points and protect your license.

Can I Remove Points Before They Expire?

Yes. You can remove up to 7 points once every five years by completing a certified Driver Improvement (defensive driving) course. This is the only official way to reduce points on your record in Georgia. The course can often be completed online or in person, and you must submit your completion certificate to the DDS.

What Happens If I Get More Points After Reaching 6?

If you accumulate additional points and reach the 15-point threshold within 24 months, your license will be suspended. The suspension period is typically six months for a first offense. If you continue to accumulate points after reinstatement, subsequent suspensions may be longer.

How Do I Reinstate My License After Suspension?

To reinstate a suspended license, you must:

• Serve the suspension period.

• Pay a reinstatement fee (usually $200–$210).

• Complete any required courses (such as a defensive driving course or alcohol/drug awareness program, depending on your violation).

• Provide proof of insurance (SR-22 form) if required.

You can check your reinstatement requirements and pay fees online through the Georgia DDS website.

Tips for Avoiding Further Points and Protecting Your License

1. Drive Defensively: Always obey traffic laws, stay alert, and avoid aggressive driving behaviors.

2. Stay Informed: Regularly check your driving record so you know your point status.

3. Handle Tickets Promptly: If you receive a citation, consider your options—paying, contesting, or attending court. Sometimes, charges can be reduced to non-point violations.

4. Consider Legal Help: For serious violations, a traffic attorney may help you negotiate lesser charges or alternative penalties.

5. Educate Yourself: Take a defensive driving course even if you’re not required to. It can refresh your knowledge and may help with insurance discounts.

The Impact on Car Insurance

Insurance companies use your driving record to assess risk. Six points can result in:

• Higher Premiums: Insurers may raise your rates or even drop your coverage.

• Limited Options: Some companies may refuse to insure high-risk drivers, forcing you to seek coverage from specialty insurers at higher costs.

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